Discover expert insights, industry updates, and practical tips on payment processing, merchant services, and the latest in payment technology with Hartford Payments. Whether you’re looking to optimize your transactions, reduce fees, or stay informed about industry trends, our blog is your go-to resource for all things payment processing.
September 21, 20260 Comment
Connecticut's 7.35% Meals Tax at the Register: Which Items Qualify, Where Restaurants Get It Wrong, and How to Map It in Your POS
Connecticut’s 7.35% meals tax generally applies to taxable meals and certain beverages sold by eating establishm...
September 21, 20260 Comment
Is Your Service Taxable in Connecticut? The 6.35% Rule, the 1% Computer Services Rate, and What Hartford Firms Must Collect
Connecticut sales tax on services applies only to services the state specifically identifies as taxable, not to ev...
August 20, 20260 Comment
Payments for Hartford's Insurance and Professional-Services Firms: Retainers, Trust Accounts, and Client-Paid Card Fees
Professional-services firms often accept money for very different purposes: earned fees, advance retainers, reimbu...
August 20, 20260 Comment
Why Connecticut Merchants Can't Surcharge — and What a Compliant Cash Discount Must Look Like Under §42-133ff
Connecticut merchants cannot assume that a card surcharge program permitted elsewhere is lawful here. The key comp...
August 28, 20250 Comment
Cross-Border Payments: What Small Businesses Should Watch Out For
Cross-border payments have gained a strategic importance in today’s global interconnected economy. What was once...
August 25, 20250 Comment
Checkout Psychology – How Smart Micro-UX Changes Dramatically Boost Conversion Rates for Maximum Success
Checkout Psychology: The online checkout process is the moment of truth for e-commerce businesses. Shoppers may br...
August 10, 20250 Comment
Tokenization vs. Encryption: Which Offers Better Protection?
Protecting sensitive data has never been more crucial in today's fast-paced digital world, where logins, payments,...
June 19, 20250 Comment
What Is Perpay and How Does It Work?
In an ever-evolving world where flexible payment offerings are changing the way we shop, Perpay offers something d...
June 16, 20250 Comment
How to Handle a Credit Card Processing Outage: A Step-by-Step Plan
When your credit card network is out of coverage, it can be a disaster—lost business, frustrated customers, and g...